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It might seem like a good idea to share your rewards credit card with your spouse or other family member. After all, two can spend more quickly than one, thus earning more points more quickly, right? Not always! When you factor in the sign-up bonus, it makes more sense for each family member to get his or her own card. With bonuses of 40,000 to 80,000 points or more, it would take a lot of time and spending to accumulate that many points on one card. However, keep in mind that each card has a minimum spend before you can actually get the bonus points. So if your monthly expenses won’t get you to the minimum spend by yourself, you would definitely want to consider adding an authorized user.
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